Insurance for a O / O is very reasonable unless you want to carry works comp.
davegill said:
dont know your area but here in fl i have 2 million gl and it is a little less than 1k a year. it covers anything we do and touch (break) as well as injury on site.
hope that helps
Dave; Are you sure about that?
Most GL polices have allot of executions. For example:
Workmanship
(You accidently pre-spray with bleach, or foock up a wool rug)
Direct Control, police excludes coverage for equipment under you direct control
(You knock over a 62” TV with your wand, or drop the TV when moving)