Have been in the business on and off for 40 years and it has been a long time since I found anywhere near a bare bones liability policy. I am a one horse operation and the last couple of times I obtained insurance it had 30 add on items that did not pertain to my business but they could not be separated. Does anyone know of a carrier that has a fairly clean policy that covers liability and not much else? Am starting a new company in the Florida Panhandle and could use your assistance with this. Thanks for the help.